by Communication Federal Credit Union
Oklahoma Home Loans · by Communication Federal Credit Union
Local loan officers, low credit union rates, and a simple online experience — from your first question to your front door.
Conventional, FHA, VA, land, and first-time buyer loans, with personal guidance every step of the way.
Explore Purchase Loans ➔
You may be able to lower your payment, shorten your term, or take cash out when you refinance your mortgage.
Explore Refinancing ➔
Put the value you’ve built to work with a fixed-rate home equity loan — one of the most affordable ways to borrow.
Explore Home Equity ➔
Here are today’s mortgage rates in Oklahoma. Rates are an important factor to consider when buying or refinancing, as they determine how much interest lenders charge and affect your total loan cost.
*APR = Annual Percentage Rate. Select an APR for assumptions and payment details.
Rates as of 09/15/2026 10:51 AM CDT. Rates and fees are subject to change without notice. All offers subject to credit union approval.
Mortgage Spot is the home loan brand of Communication Federal Credit Union — a not-for-profit, member-owned credit union serving Oklahoma since 1939. Read our story here.
Every loan is originated and funded by CFCU. Your loan stays with a local team, from application through closing.
Work with our experienced loan officers in Oklahoma who know the neighborhood, the market, and your name.
Apply online in minutes, then talk to a human whenever you want one. No call centers, no runaround.
Get a quick, no obligation estimate — no personal information required.
Estimate your monthly mortgage payment — with or without taxes and insurance included.
See the price range that fits your budget and income in about a minute.
Real people — right here in Oklahoma City — to guide you through your mortgage journey.
VP Mortgage Lending
NMLS #1443652
Mortgage Loan Originator
NMLS #1988027
Mortgage Loan Originator
NMLS #868117
Whether you are buying, building, or refinancing, see what other Mortgage Spot borrowers have to say about their experience.
I was able to get my home refinanced with less fees than normal banks! Very appreciative of their team.
I loved the ease of the paperwork for a loan and the friendliness of the employees!
I have been with the credit union for 26 years. They work hard to get us the best service for our home loans.
Stay up-to-date with the latest home buying news and information about Mortgage Spot events, product, and services.
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Read PostHere are short answers to the questions everyone asks first.
Mortgage Spot is the home loan brand of Communication Federal Credit Union, a not-for-profit credit union serving Oklahoma since 1939. Every loan is originated and funded by CFCU – we’re simply the front door for home loans.
No. Anyone in our service area can start an application, and if you move forward, we set up your membership as part of the loan process – it takes just a few minutes.
We offer conventional, FHA, and VA purchase loans, first-time homebuyer options, land loans, rate-and-term and cash-out refinancing, and home equity loans.
Start online or talk to a loan officer. With your documents in hand, most pre-approvals move quickly.
Rates depend on your credit, loan type, down payment, and loan term. You can see today’s posted rates anytime on our rates page, and a loan officer can give you a quote for your exact situation.
Our affordability calculator gives you a quick estimate in about a minute – no personal information required. When you’re ready, a loan officer can work with you on a real pre-approval, which will give you more accurate numbers.
You will typically need recent pay stubs, W-2s or tax returns, bank statements, and a photo ID. Self-employed buyers usually add two years of tax returns. Your loan officer will send you a simple checklist.
Start online in minutes, or talk to a local loan officer today.
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by Communication Federal Credit Union