Disclosures

Licensing & Regulatory Information

Mortgage Spot is a trade name (DBA) of Communication Federal Credit Union (“CFCU”). All loans are originated and funded by CFCU. NMLS #403254.

Verify our registration at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/403254

Communication Federal Credit Union is a federally chartered credit union regulated by the National Credit Union Administration (NCUA), a U.S. Government agency.

Our mortgage loan originators are federally registered with the Nationwide Multistate Licensing System & Registry (NMLS). Each loan officer’s individual NMLS ID is listed on our Loan Officers page and available through NMLS Consumer Access.

NCUA Share Insurance

The NCUA Share Insurance Fund insures individual accounts up to $250,000, and a member’s interest in all joint accounts combined is insured up to $250,000. The Share Insurance Fund separately protects IRA’s up to $250,000. To calculate the amount you are insured, go to: https://www.mycreditunion.gov/insurance-estimator

Equal Housing Lender

Communication Federal Credit Union is an Equal Housing Lender. We do business in accordance with the Federal Fair Housing Act and the Equal Credit Opportunity Act.

Unlawful Internet Gambling Enforcement Act

Federal law, the Unlawful Internet Gambling Enforcement Act of 2006 (effective June 2, 2010) and implementing regulations prohibit commercial members from receiving deposit or other credits of any kind relating to their operation of an illegal Internet gambling business. Mortgage Spot by Communication Federal Credit Union is required to enforce that prohibition.

It is Mortgage Spot by Communication Federal Credit Union’s policy to not open or maintain any account for commercial members held with the intent to conduct or engage in Internet gambling activity, whether legal or illegal. If the credit union discovers or determines that an existing commercial member transacts or engages in Internet gambling activity as defined by the UIGEA, the credit union reserves the right to restrict services or terminate the account relationship.

Privacy Statement

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Website Privacy Policy

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